Panama Register of Beneficial Owners — Certified Copy Retrieval

Under Panama's Law 129 of 2020, a beneficial owner is any natural person who directly or indirectly owns 25% or more of the entity's shares, voting rights, or exercises ultimate effective control. This encompasses ownership through nominee shareholders, trust structures, corporate vehicles, or other indirect arrangements. The law requires identification of actual individuals—not corporate entities—who ultimately benefit from or control the entity.

Access is exclusively available to authorized company representatives, officers, directors, and designated agents. The register is filed by your Resident Agent with the Superintendence of Non-Financial Subjects (SSNF) and is not available to the public. Only individuals with proper authorization from the entity can request access.

No, beneficial ownership information is not publicly accessible in Panama. While the register is filed by your Resident Agent with the Superintendence of Non-Financial Subjects (SSNF), it is not available for public inspection. Access is restricted to the SSNF and other competent authorities for regulatory and compliance purposes.

The register documents extensive details for each beneficial owner: their complete legal name, full date of birth, nationality and citizenship information, current permanent residential address, the specific form and nature of their beneficial interest, precise percentage of ownership or control held, the date their beneficial ownership commenced, and when applicable, the date it ceased.

This register is frequently required when opening corporate bank accounts, satisfying international compliance and due diligence requirements, completing corporate restructurings or transactions, responding to lawful requests from competent authorities, undergoing corporate audits, or in any circumstance requiring verified documentation of ultimate ownership and control structures.

Normal processing takes 3-5 business days from request to secure delivery. We liaise with your Resident Agent to retrieve the current register, coordinate certification if requested, and deliver it to you through encrypted, confidential channels maintaining full privacy protection.

Under Law 129 of 2020, your Resident Agent collects beneficial ownership information and files it with the Superintendence of Non-Financial Subjects (SSNF). The Resident Agent has the statutory obligation to keep this information current and accurate, updating it whenever changes occur that affect beneficial ownership status.

Registered shareholders are the legal owners listed in corporate records, which may include nominee shareholders, trustees, or corporate entities. Beneficial owners are the actual natural persons who ultimately own, benefit from, or control the entity behind these structures. Beneficial ownership penetrates through layers of nominees and corporate holdings to identify the real individuals exercising ultimate control.

Our all-inclusive service fee covers coordination with your Resident Agent to retrieve the register, certification services if required, professional document handling, secure encrypted delivery, and complete confidentiality throughout the process. Our pricing is fully transparent with no concealed charges—contact us directly for a customized quote.